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  • Steve - Financial Adviser
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  • Name Steve Baker
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UK Pensions
Since Tammy added my article recently on UK pension transfers, I've been contacted by a couple of members asking what my role is.

I am a New Zealand based Authorised Financial Adviser but originate from the UK. My main areas of advice are in respect of UK pension transfers and investment and I worked with Mike and Tammy from 2007 until 2015, when I took a break while Mike and Tammy were considering how they wanted to develop the move2nz site. During that time I provided numerous articles and joined in the financial forums and many move2nz members went on to become clients

In respect of UK pensions, I provide advice to clients to help them to understand the difference between the UK pensions they currently hold and those of a New Zealand superannuation scheme. My advice provides an explanation of the advantages and disadvantages of both the UK pensions the individual holds and how these are treated in a NZ scheme

If you ultimately then decide that you wish to transfer, I can help you to do so. As a salaried adviser you will generally find that my service is more cost effective than others you may consider.

I'd be happy to answer any questions you may have
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NZ housing most unaffordable in the world - The Economist
You should look beyond the newspaper headlines to understand some of what is driving these figures.

Auckland prices have got ridiculous, with average apartment prices in excess of $700,000 and average house prices of ~$1m. This then has a knock on effect to skew the overall picture of NZ house prices as a whole. This is like London and the South East of England driving the average price across the UK.

Auckland seems to attract Asian migrants in particular, which has attributed to the increases as personal wealth in that part of the world has increased and the Kiwi's obsession with owning investment properties does not help!

Like anywhere else though, NZ has pockets of high, low and average house prices. For example, a friend has just purchased a new 4-5 bed home on 1000 sqm with a pool in Rangiora, a lovely commuter town just outside of Christchurch, for under $700,000, about the same price as the average apartment in Auckland! That is for an above average property and so of course smaller houses with smaller price tags will also be widely available across NZ

Its all about perspective
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